Group or individual accident and health insurance policies and managed care plans that provide coverage for hospital and medical treatment on an expense-incurred basis may offer reasonably designed wellness programs, under a new law in Illinois.

The program may provide rewards, contributions, premium reductions or reduced medical, prescription drug or equipment copayments, coinsurance or deductibles (or a combination of these incentives) for participation in any health behavior wellness, maintenance or improvement program approved or offered by the insurer or managed care plan. Insureds or enrollees may be required to provide evidence of participation in the wellness program, and individuals who are unable to participate due to an adverse health factor may not be penalized based on adverse health status.

(P.A. 639 (S. 1877), L. 2009, effective January 1, 2010, at IL ¶14-4000)

Share and Enjoy:
  • Digg
  • del.icio.us
  • StumbleUpon
  • Facebook
  • NewsVine
  • TwitThis
  • Reddit
  • YahooMyWeb
  • Google Bookmarks
  • Yahoo! Buzz
  • Live
  • LinkedIn
  • MySpace

Filed under: Illinois

Possibly related posts